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W. Scott Simon

W. Scott Simon is a freelance writer.

More From W Scott Simon

Why the standard advice about the sequence of contributions to a 401(k) plan and health savings account is flawed--and must-know advantages of HSAs.
W. Scott Simon

Despite currently modest annual contribution limits and the low rate of investment within HSAs, these accounts may provide advisors with a long-term opportunity with clients.
W. Scott Simon

Whatever the ultimate fate of the fiduciary rule, the marketplace is heading toward level fee compensation and away from variable compensation.
W. Scott Simon

The primary reason for the Department of Labor's fiduciary rule doesn't involve protecting qualified retirement plans but rather unsuspecting IRA owners.
W. Scott Simon

It doesn't take a crystal ball to know that more expensive non-institutional share classes will underperform lower-cost, but otherwise identical, institutional shares after fees.
W. Scott Simon

There are a number of reasons why you should take presentations of outperformance with a grain of salt.
W. Scott Simon

Disclosures in annuity contracts weren't enough to protect this couple from missing out on big market upside.
W. Scott Simon

Recent ERISA case offers key takeaways for plan fiduciaries that receive revenue in exchange for providing services to their own retirement plan.
W. Scott Simon

Is it even possible for a plan sponsor to make an informed and prudent decision about putting stable value funds on their plan investment menu?
W. Scott Simon

More About W Scott Simon

W. Scott Simon is an expert on the Uniform Prudent Investor Act, the Restatement (Third) of Trusts and Title I of ERISA. He is the author of two books, The Prudent Investor Act: A Guide to Understanding and Index Mutual Funds: Profiting From an Investment Revolution (foreword by John C. Bogle). Simon is the recipient of the 2012 Tamar Frankel Fiduciary of the Year Award.

Simon is a retirement plan advisor at Retirement Wellness Group specializing as a discretionary investment fiduciary pursuant to ERISA section 3(38). This approach can be adapted to non-ERISA plans such as 457(b) plans 401(a) plans as well as to non-profits including foundations and endowments.

Simon also provides expert witness and consulting services as described at https://www.fiduciary-experts.com. These include pre-litigation case evaluation, assistance in litigation support consulting including trial preparation, written opinions, legal arguments as well as testimony at depositions, arbitrations, mediations and trials. Subject matter areas include standards of modern prudent fiduciary investing, prudent fiduciary investment conduct, breaches of fiduciary duties and principles of investing.

Simon is a member of the State Bar of California, a Certified Financial Planner® and an Accredited Investment Fiduciary Analyst®. For more information, please contact him at wssimon@rwg-retirement.com or wssimon@fiduciary-experts.com.

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