Morningstar

JPMorgan SmartRetirement® 2045 Fund Class R5 JSAIX

Medalist Rating as of Sep 29, 2026 See JPMorgan Investment Hub

Strategy

The investment seeks high total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. The fund is generally intended for investors who plan to retire around the year 2045 (the target retirement year). Prior to reaching the target retirement year, the fund seeks risk appropriate total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement year.

Ticker	Name	Share Class Type	Investment Status	Morningstar Rating for Funds Overall	Medalist Rating Overall	Inception Date	Total Net Assets for Share Class	Adjusted Expense Ratio	Fee Level Distribution	Minimum Initial Investment	1-Year Net Flow
JSASX	JPMorgan SmartRetirement® 2045 Fund Class I	Institutional	Open			Jul 31, 2007	$74.67M	0.640%	High	$1M	−$40.30M
JSAAX	JPMorgan SmartRetirement® 2045 Fund Class A	Front Load	Open			Jul 31, 2007	$453.30M	0.830%	Average	$500	−$139.78M
JSACX	JPMorgan SmartRetirement® 2045 Fund Class C	Level Load	Open			Jul 31, 2007	$6.06M	1.390%	Below Average	$500	−$421,901.66
JSAIX	JPMorgan SmartRetirement® 2045 Fund Class R5	Retirement, Large	Open			Jul 31, 2007	$623.68M	0.490%	Above Average	$0	−$66.52M
JSAYX	JPMorgan SmartRetirement® 2045 Fund Class R6	Retirement, Large	Open			Nov 3, 2014	$1.30B	0.390%	Below Average	$15M	−$823.71M
JSAQX	JPMorgan SmartRetirement® 2045 Fund Class R4	Retirement, Large	Open			Sep 9, 2016	$3.67M	0.640%	High	$0	$647,258.73
JSAZX	JPMorgan SmartRetirement® 2045 Fund Class R2	Retirement, Medium	Open			Nov 3, 2008	$142.00M	1.140%	High	$0	−$8.78M
JSAPX	JPMorgan SmartRetirement® 2045 Fund Class R3	Retirement, Medium	Open			Sep 9, 2016	$17.34M	0.890%	Below Average	$0	−$2.84M

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