John Hancock Regional Bank Fund Class I

The Process Pillar is our assessment of how sensible, clearly defined, and repeatable JRBFX’s performance objective and investment process is for both security selection and portfolio construction.

The People Pillar is our evaluation of the JRBFX management team’s experience and ability. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers.

The Parent Pillar is our rating of JRBFX’s parent organization’s priorities and whether they’re in line with investors’ interests.