United Overseas Bank Ltd

U11: XSES (SGP)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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UOB Earnings: Noninterest Income Offsets Lower Interest Rates, but Growth Lags Peers

Kathy Chan

Aug 7, 2026

UOB's second-quarter net income rose 10% year on year, aided by a one-off disposal gain and 5% net fee income growth, which more than offset weaker net interest income. The interim dividend increased 3.5% to SGD 0.88 per share.

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United Overseas Bank Ltd

UOB Earnings: Noninterest Income Offsets Lower Interest Rates, but Growth Lags Peers

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