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Elizabeth Foos

Beth Foos is a senior manager research analyst for Morningstar.

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Nearly a year after Puerto Rico Governor Alejandro Garcia Padilla declared that the commonwealth couldn't pay its debt, little has been resolved to give its residents or its investors any solace.

Silver-rated Vanguard Intermediate-Term Tax-Exempt Fund boasts solid long-term returns, thanks in part to its straightforward approach and low costs.

After struggling dearly in 2013's challenging environment, muni funds have turned in solid performance as interest rates, defaults, and new issuance remain low, and credit quality has improved.