Note: This article is part of Morningstar's 2018 Portfolio Tuneup week. A version of this article previously appeared on April 6, 2017.
The past few decades have brought huge challenges for retirees and pre-retirees: two market crashes, the ebbing away of pension plans, and dramatically declining interest rates.
Christine Benz does not own shares in any of the securities mentioned above. Find out about Morningstar's editorial policies.