Jeremy Glaser: Welcome back. So far today we've assessed what kind of income you'll need in retirement and also if your portfolio will be viable to actually get you that income. But for lot of investors the answer to that question is going to be no. So, we're going to spend this last session looking at some things that you can do to help bridge that gap.
I'm joined again by Maria Bruno, she's a senior retirement strategist in Vanguard. Maria, thanks for joining us again.