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Personal Finance

It Pays to Shop Around for HSAs

Settling for underperforming funds or high fees is costly.

Last year, I wrote a white paper examining health savings accounts, or HSAs, and the associated challenges and obstacles to optimal usage. One of the challenges I highlighted was that HSA plan structures vary significantly from provider to provider. This column, I take a look at how differences in fee structures have an impact on future balances.

Some HSAs offer lower fees but unappetizing mutual fund lineups and vice versa. Some don't offer investment options at all.

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