Your Inflation Toolkit
How to think about inflation, your money, and your investments.
Inflation continues to stress pocketbooks—and investors—in 2022. The October CPI number (which is based on a basket of products that include gasoline, food, and healthcare) rose 7.7% from a year ago. While still high, that figure is an improvement over other increases we’ve seen this year.
“It would be premature to celebrate, but [October’s] inflation report provided early signs that the inflation problem may be resolving,” says Morningstar’s chief U.S. economist Preston Caldwell.
In this special report, Morningstar’s experts discuss how to think about inflation today, examine your own personal inflation rate, and safeguard against inflation’s corrosive effect on your investments.
We also explain deflation, disinflation, and stagflation.
Fed still seen continuing to raise rates, but at a slower pace and stopping sooner.
Some inflation hedges make more sense than others today.
What could longer-term inflation look like? A deeper look at the data suggests less reason for concern.
These inflation hedges can help protect your portfolio.
Calculating a personalized inflation rate is a start.
It erodes not only wealth but also trust.
The answer depends on healthcare costs, Social Security benefits, and your own financial circumstances.
Learn how rising prices are likely impacting how far you can stretch your cash.
While few are predicting a 1970s-style inflation spiral, it’s still worth thinking through how inflation could affect your plan.
What the current indicators suggest.
We found several winners—and a lot more losers.
This year’s surprise loser.
Those who can ride out the tough times should be rewarded.