Retirement Income

Two retirement specialists discuss best practices in retirement-income planning, harnessing mental accounting for the good,  and the role of annuities and alternative assets in defined-contribution plans.

How advisors can custom-craft retirement spending plans to address retirees’ own situations, including their asset allocations, concern for cash flow consistency, and desire to leave a bequest.

How lower taxes on IRA withdrawals could unlock trillions in retirement savings and help retirees spend with confidence.

Best practices for spending from your Roth, traditional tax-deferred, and taxable accounts.

Precise planning is critical to keep high-income retirees off costly IRMAA cliffs.

Four strategies to consider if you’re looking for a steady ‘paycheck equivalent’ from your retirement portfolio.

Exploring the different strategies you can use to determine your retirement spending.

Five strategies to consider if you want to spend more than the traditional ‘4% rule’ approach.

We examine two risks for retirement spending: unanticipated early retirement and big long-term care outlays at the end of life.

Working in retirement can strengthen financial security, but it can also trigger higher taxes.

A little flexibility can go a long way when it comes to retirement spending.

Treasury Inflation-Protected Securities can make spending predictable, but there are drawbacks.

Morningstar’s CEO explores the trends redefining retirement planning and how investors can approach it with confidence.

Could required minimum distributions lead to premature asset depletion?

Retirees looking for income may find the most straightforward annuities attractive now, but there are caveats.

Three strategies to consider if you want to maximize your lifetime spending.

Consider these strategies to stretch out your tax savings during your retirement years.

Higher retirement plan contribution limits, changes to Social Security benefits, a new senior deduction, and more.

Plus, the trade-offs new retirees should be prepared to make.

Three retirement withdrawal strategies to consider if your goal is to maximize bequests.