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Union Bank Of The Philippines Inc UBP

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBP is trading at a 172% premium.
Price
PHP 33.83
Fair Value
PHP 21.80
Uncertainty
Very High
1-Star Price
PHP 75.53
5-Star Price
PHP 93.96
Economic Moat
Ccn
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
11.56
Price/Sales
1.23
Dividend Yield (Trailing)
2.19%
Dividend Yield (Forward)
2.19%
Total Yield
2.42%

Company Profile

Union Bank Of The Philippines Inc is a company which provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management and trust banking. The group's main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury and Headquarters. The majority share of groups revenue is generated from Consumer Banking business segment which principally handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
5,482

Comparables

Valuation

Metric
UBP
PSB
CHIB
Price/Earnings (Normalized)
11.565.304.68
Price/Book Value
0.630.560.68
Price/Sales
1.231.511.83
Price/Cash Flow
3.3111.464.38
Price/Earnings
UBP
PSB
CHIB

Financial Strength

Metric
UBP
PSB
CHIB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UBP
PSB
CHIB
Return on Assets (Normalized)
0.70%1.80%1.56%
Return on Equity (Normalized)
4.56%10.95%15.40%
Return on Invested Capital (Normalized)
Return on Assets
UBP
PSB
CHIB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRRjqtbygnJvm$89.6 Bil
ISNPY
Intesa Sanpaolo ADRDqfvpskkrCcsqk$70.6 Bil
USB
U.S. BancorpTxtwcvmfkbQjh$63.8 Bil
PNC
PNC Financial Services Group IncZnrbyrnlVvmlwb$62.5 Bil
ITUB
Itau Unibanco Holding SA ADRHhzvkljcvVljv$59.2 Bil
TFC
Truist Financial CorpVymwgjghLlsshc$53.5 Bil
MFG
Mizuho Financial Group Inc ADRDwxckjtQydd$51.1 Bil
LYG
Lloyds Banking Group PLC ADRTjzffvpflLffdsd$45.0 Bil
NWG
NatWest Group PLC ADRQjjnpKnmsq$35.2 Bil
DB
Deutsche Bank AGWbgHlltf$33.7 Bil

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