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Union Bank Of The Philippines Inc UBP

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBP is trading within a range we consider fairly valued.
Price
PHP 38.32
Fair Value
PHP 64.00
Uncertainty
Very High
1-Star Price
PHP 65.28
5-Star Price
PHP 24.70
Economic Moat
Tvhb
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
10.44
Price/Sales
1.37
Dividend Yield (Trailing)
2.01%
Dividend Yield (Forward)
2.01%
Total Yield
2.01%

Company Profile

Union Bank Of The Philippines Inc is a company which provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management and trust banking. The group's main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury and Headquarters. The majority share of groups revenue is generated from Consumer Banking business segment which principally handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
5,482

Comparables

Valuation

Metric
UBP
PSB
CHIB
Price/Earnings (Normalized)
10.445.575.11
Price/Book Value
0.680.580.72
Price/Sales
1.371.571.95
Price/Cash Flow
3.868.894.44
Price/Earnings
UBP
PSB
CHIB

Financial Strength

Metric
UBP
PSB
CHIB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UBP
PSB
CHIB
Return on Assets (Normalized)
0.97%1.60%1.58%
Return on Equity (Normalized)
6.58%10.45%15.58%
Return on Invested Capital (Normalized)
Return on Assets
UBP
PSB
CHIB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRWxjgnksHsb$81.5 Bil
ISNPY
Intesa Sanpaolo ADRTyqpkcfzrzTnpgz$68.7 Bil
USB
U.S. BancorpMjfbtvzjfTdvb$64.1 Bil
PNC
PNC Financial Services Group IncYwyysmqCcjzsw$61.3 Bil
ITUB
Itau Unibanco Holding SA ADRPtrrskhxBtxk$55.3 Bil
TFC
Truist Financial CorpHllzhgwTxlbfd$50.9 Bil
MFG
Mizuho Financial Group Inc ADRZdrpzbyVtdq$48.5 Bil
LYG
Lloyds Banking Group PLC ADRTrmgkfvlPttnlqh$41.2 Bil
NWG
NatWest Group PLC ADRWswjHvrvy$33.2 Bil
DB
Deutsche Bank AGKyhrDrvs$32.0 Bil

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