Visa is a longtime, established market leader that still enjoys strong growth prospects. Despite the ongoing evolution of the payments industry, we think that a wide moat surrounds the business and that Visa’s position in the global electronic payment infrastructure is essentially unassailable.
Visa has commanding market share in a scalable industry.
Visa’s leading market share creates more opportunities for loss than gain.
|
Metric
|
V
|
AXP
|
MA
|
|---|---|---|---|
Price/Earnings (Normalized) | 28.95 | 19.77 | 35.01 |
Price/Book Value | 14.34 | 6.00 | 57.48 |
Price/Sales | 16.42 | 2.83 | 16.37 |
Price/Cash Flow | 17.06 | 11.35 | 28.86 |
|
Metric
|
V
|
AXP
|
MA
|
|---|---|---|---|
Quick Ratio | 1.00 | — | 0.70 |
Current Ratio | 1.40 | — | 1.09 |
Interest Coverage | 36.23 | — | 25.19 |
|
Metric
|
V
|
AXP
|
MA
|
|---|---|---|---|
Return on Assets (Normalized) | 21.51% | 3.77% | 29.66% |
Return on Equity (Normalized) | 49.69% | 34.77% | 191.94% |
Return on Invested Capital (Normalized) | 33.22% | — | 57.01% |
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
MA
| Mastercard Inc Class A | Cxbdtsnb | Vvxm | $411.3 Bil | |
AXP
| American Express Co | Vdwtfsggp | Vdnhw | $172.6 Bil | |
PYPL
| PayPal Holdings Inc | Gsvptst | Crvfftl | $65.9 Bil | |
COF
| Capital One Financial Corp | Dhdgwlxhc | Gwrct | $51.8 Bil | |
DFS
| Discover Financial Services | Fbccrvpc | Kbvnl | $30.4 Bil | |
SYF
| Synchrony Financial | Hlclrgqk | Zcgt | $17.6 Bil | |
ALLY
| Ally Financial Inc | Rwnhcxwm | Fxpjm | $11.8 Bil | |
SOFI
| SoFi Technologies Inc Ordinary Shares | Qltklqm | Wyv | $7.3 Bil | |
WU
| The Western Union Co | Ddygmgdz | Rnmklp | $4.3 Bil |
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