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TransUnion TRU

Morningstar Rating
$78.71 +1.08 (1.39%)
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Company Report

TransUnion Earnings: Financial Results Are Stabilizing

TransUnion reported a fourth quarter and 2024 outlook that show trends are stabilizing across its businesses. We will maintain our wide moat rating and $92 fair value estimate on TransUnion’s shares. We regard shares as undervalued and at current valuations believe TransUnion has more upside than its peers Equifax and Experian.

Price vs Fair Value

TRU is trading at a 14% discount.
Price
$78.71
Fair Value
$33.00
Uncertainty
High
1-Star Price
$689.10
5-Star Price
$35.90
Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

After guidance misses and other issues, TransUnion's shares are cheap relative to peers and thus offer more room for upside.

Bears

Growth is primarily driven by volume, as pricing for core credit reports has typically been flat.

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News

Trading Information

Previous Close Price
$77.63
Day Range
$76.3479.18
52-Week Range
$42.0982.75
Bid/Ask
$78.31 / $79.17
Market Cap
$15.25 Bil
Volume/Avg
1.7 Mil / 1.8 Mil

Key Statistics

Price/Earnings (Normalized)
23.36
Price/Sales
3.97
Dividend Yield (Trailing)
0.53%
Dividend Yield (Forward)
0.53%
Total Yield
0.53%

Company Profile

TransUnion is one of the leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries, and about a quarter of its revenue comes from international markets.
Sector
Industrials
Industry
Consulting Services
Stock Style Box
Mid Core
Total Number of Employees
12,200

Competitors

Valuation

Metric
TRU
MCO
EXPN
Price/Earnings (Normalized)
23.3640.990.65
Price/Book Value
3.8020.969.11
Price/Sales
3.9711.885.57
Price/Cash Flow
21.1632.1122.39
Price/Earnings
TRU
MCO
EXPN

Financial Strength

Metric
TRU
MCO
EXPN
Quick Ratio
1.201.610.65
Current Ratio
1.471.780.65
Interest Coverage
0.426.6510.59
Quick Ratio
TRU
MCO
EXPN

Profitability

Metric
TRU
MCO
EXPN
Return on Assets (Normalized)
5.75%11.93%11.82%
Return on Equity (Normalized)
15.83%61.25%32.96%
Return on Invested Capital (Normalized)
8.80%17.97%17.16%
Return on Assets
TRU
MCO
EXPN
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Consulting Services Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Economic Moat
Market Cap
EXPGF
Experian PLCNqc$39.0 Bil
EXPGY
Experian PLC ADRCflj$39.0 Bil
VRSK
Verisk Analytics IncWfcmb$34.7 Bil
EFX
Equifax IncHxz$33.6 Bil
BAH
Booz Allen Hamilton Holding Corp Class AFnrkq$19.2 Bil
SGSOF
SGS AGLszr$17.7 Bil
SGSOY
SGS AG ADRJqsx$17.7 Bil
BVRDF
Bureau Veritas SATmyps$13.3 Bil
BVVBY
Bureau Veritas SA ADRQysdzn$13.3 Bil

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