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Mercury General Corp MCY

Morningstar Rating
$38.94 +1.69 (4.54%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

MCY is trading within a range we consider fairly valued.
Price
$38.89
Fair Value
$13.68
Uncertainty
High
1-Star Price
$58.63
5-Star Price
$98.21
Economic Moat
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Capital Allocation
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News

Trading Information

Previous Close Price
$37.25
Day Range
$37.1539.04
52-Week Range
$26.1539.08
Bid/Ask
$38.70 / $39.30
Market Cap
$2.16 Bil
Volume/Avg
254,475 / 163,142

Key Statistics

Price/Earnings (Normalized)
Price/Sales
0.49
Dividend Yield
3.26%
Dividend Yield (Forward)
3.26%
Total Yield
3.26%

Company Profile

Mercury General Corp is an insurance holding company operating in the property-casualty market, where it focuses on low-cost auto insurance for individuals, with operations in nearly 13 United States of America states. However, its business--about 75% of premiums--comes from California, where it was established by George Joseph, the current company chairman, and majority owner. Its insurance is distributed exclusively through independent agents.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Stock Style Box
Small Value
Total Number of Employees
4,300

Valuation

Metric
MCY
Price/Earnings (Normalized)
Price/Book Value
1.57
Price/Sales
0.49
Price/Cash Flow
Price/Earnings
MCY

Financial Strength

Metric
MCY
Quick Ratio
Current Ratio
Interest Coverage
−6.49
Quick Ratio
No chart available

Profitability

Metric
MCY
Return on Assets (Normalized)
−1.53%
Return on Equity (Normalized)
−6.97%
Return on Invested Capital (Normalized)
−4.57%
Return on Assets
MCY

Insurance - Property & Casualty Industry Comparables

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Economic Moat
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TRV
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PINXY
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MKL
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