Humana Inc HUM

Morningstar Rating
$379.68 −1.89 (0.50%)
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Company Report

Humana Still Expects Weak 2026, Despite Solid Progress Early in Year

Humana remains a top-tier medical insurer, paying US caregivers to provide services through an integrated and value-based approach while also making the insurance experience easy to navigate for end users. Perhaps not surprisingly, given its founding as a nursing home in the 1960s, Humana places a special focus on serving elderly people, especially in its top-tier position in Medicare Advantage plans. Given US demographic trends and the increasing penetration of Medicare Advantage plans in the eligible population, Humana remains at the forefront of one of the fastest-growing areas in US medical insurance.

Price vs Fair Value

HUM is trading at a LOCK|PY?t> premium.
Price
$379.68
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

With its prowess in Medicare Advantage plans, Humana looks likely to benefit from strong demographic trends and increasing popularity of that program in the long run.

Bears

Healthcare policy changes may remain a key threat to private insurers like Humana for the foreseeable future.

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Trading Information

Previous Close Price
$381.57
Day Range
$376.23–386.86
52-Week Range
$163.11–428.88
Bid/Ask
$370.00 / $380.50
Shares Outstanding
120.08M
Market Cap
$45.59B
Volume/Avg
891,929 / 1M

Key Statistics

Price/Earnings (Normalized)
22.07
Price/Sales
0.32
Dividend Yield (Trailing)
0.93%
Dividend Yield (Forward)
0.93%
Dividend Payment Schedule
Jan, Apr, Jul, Oct
Total Yield
1.26%

Company Profile

Humana is one of the largest private health insurers in the US, and the firm has built a niche specializing in government-sponsored programs, with nearly all its medical membership stemming from Medicare, Medicaid, and the military's Tricare program. Beyond medical insurance, the company provides other healthcare services, including primary-care services, at-home services, and pharmacy benefit management.
Sector
Healthcare
Industry
Healthcare Plans
Stock Style Box
Mid Core
Total Number of Employees
67,060

Competitors

Valuation

Metric
HUM
CI
CVS
Price/Earnings (Normalized)
22.078.5110.87
Price/Book Value
2.371.661.37
Price/Sales
0.320.250.26
Price/Cash Flow
16.557.067.18
Price/Earnings
HUM
CI
CVS

Financial Strength

Metric
HUM
CI
CVS
Quick Ratio
—0.680.62
Current Ratio
—0.850.87
Interest Coverage
3.377.082.87
Quick Ratio
HUM
CI
CVS

Profitability

Metric
HUM
CI
CVS
Return on Assets (Normalized)
3.18%5.37%3.94%
Return on Equity (Normalized)
9.02%20.03%13.12%
Return on Invested Capital (Normalized)
7.08%12.89%8.09%
Return on Assets
HUM
CI
CVS

Healthcare Plans Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
UnitedHealth Group Inc
UNH
LOCK|y%z@WgtLOCK|kR$k$328B
CVS Health Corp
CVS
LOCK|M@@dR$LOCK|ZLX$109B
Elevance Health Inc
ELV
LOCK|p>w?WnLOCK|g<%g$83B
The Cigna Group
CI
LOCK|&Pn#ClLOCK|?b?s#$71B
Centene Corp
CNC
LOCK|C@>KJqLOCK|$Y?$30B
Molina Healthcare Inc
MOH
LOCK|n%ZDddLOCK|<h$##$9B
Oscar Health Inc Class A
OSCR
—LOCK|%<$9B
Clover Health Investments Corp Ordinary Shares - Class A
CLOV
—LOCK|Rmd$2B
Progyny Inc
PGNY
—LOCK|&>$2B

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