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Guaranty Bancshares Inc GNTY

Morningstar Rating
$28.73 −0.88 (2.97%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

GNTY is trading at a 16% discount.
Price
$29.55
Fair Value
$63.42
Uncertainty
Very High
1-Star Price
$52.28
5-Star Price
$49.95
Economic Moat
Nrmt
Capital Allocation
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News

Trading Information

Previous Close Price
$29.61
Day Range
$28.6129.00
52-Week Range
$22.1235.00
Bid/Ask
$11.92 / $34.99
Market Cap
$331.40 Mil
Volume/Avg
8,210 / 15,442

Key Statistics

Price/Earnings (Normalized)
9.38
Price/Sales
2.99
Dividend Yield (Trailing)
3.14%
Dividend Yield (Forward)
3.24%
Total Yield
6.43%

Company Profile

Guaranty Bancshares Inc is a bank holding company conducting banking activities through its wholly-owned subsidiary. The company provides its customers with a full array of relationship-driven commercial and consumer banking products and services, as well as mortgage, trust, and wealth management products and services that are tailored to meet the needs of small and medium-sized businesses, professionals, and individuals. It also provides other services such as Credit cards, Personal Loans, Business Checking, Treasury Management, and other related services. The company generates its revenue from interest on loans and investments, customer service and loan fees, fees related to the sale of mortgage loans, and trust and wealth management services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
488

Comparables

Valuation

Metric
GNTY
MSBI
EQBK
Price/Earnings (Normalized)
9.387.009.71
Price/Book Value
1.120.711.12
Price/Sales
2.991.653.48
Price/Cash Flow
9.333.317.49
Price/Earnings
GNTY
MSBI
EQBK

Financial Strength

Metric
GNTY
MSBI
EQBK
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
GNTY
MSBI
EQBK
Return on Assets (Normalized)
1.14%0.97%0.21%
Return on Equity (Normalized)
12.46%11.58%2.49%
Return on Invested Capital (Normalized)
Return on Assets
GNTY
MSBI
EQBK
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRBdwjjsxlBngw$82.0 Bil
ISNPY
Intesa Sanpaolo ADRJwnxwhhvvfHlv$69.3 Bil
USB
U.S. BancorpLygmqnnqZpxy$64.4 Bil
PNC
PNC Financial Services Group IncRpvywlzmyFyfczh$62.0 Bil
ITUB
Itau Unibanco Holding SA ADRXqqwplwdkGlhf$57.2 Bil
TFC
Truist Financial CorpHrqmwjgcMhxhmy$51.3 Bil
MFG
Mizuho Financial Group Inc ADRNrxjkgfLvvvk$48.0 Bil
LYG
Lloyds Banking Group PLC ADRSpvcsqzVlgwvx$41.0 Bil
NWG
NatWest Group PLC ADRNxfyBtqxg$33.0 Bil
DB
Deutsche Bank AGJxztvCtmd$31.9 Bil

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