We like Fifth Third’s strategy, as the bank has been expanding into the Southeastern US while investing in its payment business. We think the bank’s profitability and return profile should improve from a larger scale and better monetization of its client book.
Fifth Third’s expansion in the Southeast US could improve both its growth and profitability profile as its newly opened branches continue to season and density increases.
Fifth Third’s exposure to Tricolor raised some concerns about its credit quality. If the bank had significant underwriting issues, it would have both lower growth and dampened profitability.
Metric | FITB | PNC | USB |
|---|---|---|---|
Price/Earnings (Normalized) | 12.71 | 12.99 | 11.80 |
Price/Book Value | 1.58 | 1.47 | 1.59 |
Price/Sales | 3.94 | 3.68 | 3.13 |
Price/Cash Flow | 10.87 | 8.40 | 7.38 |
Metric | FITB | PNC | USB |
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Metric | FITB | PNC | USB |
|---|---|---|---|
Return on Assets (Normalized) | 1.37% | 1.27% | 1.19% |
Return on Equity (Normalized) | 13.49% | 12.45% | 14.27% |
Return on Invested Capital (Normalized) | — | — | — |
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| PNC Financial Services Group Inc PNC | LOCK|?f@Jc!?M | LOCK|v#Lt | $92B | |||
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| Lloyds Banking Group PLC ADR LYG | LOCK|H!Fms% | LOCK|>r%#? | $74B | |||
| Deutsche Bank AG DB | LOCK|Sr | LOCK|XF | $69B | |||
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United States