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Old Point Financial Corp OPOF

Morningstar Rating
$16.89 +0.02 (0.12%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OPOF is trading at a 695% premium.
Price
$16.88
Fair Value
$29.33
Uncertainty
Very High
1-Star Price
$72.97
5-Star Price
$29.77
Economic Moat
Wsk
Capital Allocation
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News

Trading Information

Previous Close Price
$16.87
Day Range
$16.8717.22
52-Week Range
$13.4922.33
Bid/Ask
$16.87 / $17.60
Market Cap
$85.73 Mil
Volume/Avg
3,220 / 8,199

Key Statistics

Price/Earnings (Normalized)
13.66
Price/Sales
1.41
Dividend Yield (Trailing)
3.32%
Dividend Yield (Forward)
3.32%
Total Yield
3.32%

Company Profile

Old Point Financial Corp functions in the financial services domain in the United States. As the holding company of The Bank and Trust, it is a nationally chartered trust and wealth management service, provider. Its suite of services includes commercial banking solutions such as loan, deposit and cash management, which are rendered through a chain of branches throughout the country. It operates through segments such as Bank, Wealth and Company.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
293

Comparables

Valuation

Metric
OPOF
BFST
FNLC
Price/Earnings (Normalized)
13.669.1711.34
Price/Book Value
0.791.041.25
Price/Sales
1.412.423.88
Price/Cash Flow
7.508.169.60
Price/Earnings
OPOF
BFST
FNLC

Financial Strength

Metric
OPOF
BFST
FNLC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
OPOF
BFST
FNLC
Return on Assets (Normalized)
0.46%1.01%0.97%
Return on Equity (Normalized)
6.38%11.94%12.07%
Return on Invested Capital (Normalized)
Return on Assets
OPOF
BFST
FNLC
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Banks - Regional Industry Comparables

1-Day Chart
Name
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Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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PNC Financial Services Group Inc
PNC
FdlxqmdjkVjtdjcn$69.8 Bil
Truist Financial Corp
TFC
HykglvwjtFcmpyd$56.7 Bil
Itau Unibanco Holding SA ADR
ITUB
KxwpdmbvBzvk$56.2 Bil
Mizuho Financial Group Inc ADR
MFG
BgymxpfVkjq$55.5 Bil
Lloyds Banking Group PLC ADR
LYG
VtdvtkwyyFkpscg$48.0 Bil
NatWest Group PLC ADR
NWG
DwjnvftnXxrg$36.3 Bil
Deutsche Bank AG
DB
ZwxYxrs$32.4 Bil

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