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Jack Henry & Associates Inc JKHY

Morningstar Rating
$168.05 −1.69 (1.00%)
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Company Report

We Think Jack Henry Can Continue to Outperform Its Larger Peers

Jack Henry remains committed to the idea that slow and steady wins the race. While its larger peers built their leading positions through a roll-up strategy and both have expanded their operations into new areas, Jack Henry continues to build out its competitive position organically and remains squarely focused on the bank tech space. Overall, we think this approach has allowed Jack Henry to develop a wide moat, and we think the company will continue to modestly outperform its larger peers.

Price vs Fair Value

JKHY is trading at a 887% premium.
Price
$169.74
Fair Value
$562.00
Uncertainty
Medium
1-Star Price
$967.95
5-Star Price
$749.40
Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

The bank technology business is very stable, characterized by high amounts of recurring revenue and long-term contracts.

Bears

Jack Henry's smaller size could put it at a disadvantage on the payments side, an area that continues to grow more important.

Is it the right time to buy, sell, or hold?
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News

Trading Information

Previous Close Price
$169.74
Day Range
$167.86171.44
52-Week Range
$136.57178.37
Bid/Ask
$168.05 / $171.72
Market Cap
$12.25 Bil
Volume/Avg
243,839 / 438,134

Key Statistics

Price/Earnings (Normalized)
31.36
Price/Sales
5.66
Dividend Yield (Trailing)
1.26%
Dividend Yield (Forward)
1.30%
Total Yield
1.32%

Company Profile

Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
Sector
Technology
Industry
Information Technology Services
Stock Style Box
Mid Core
Total Number of Employees
7,120

Competitors

Valuation

Metric
JKHY
V
FIS
Price/Earnings (Normalized)
31.3628.9817.13
Price/Book Value
6.9514.352.41
Price/Sales
5.6616.434.05
Price/Cash Flow
21.3117.0810.89
Price/Earnings
JKHY
V
FIS

Financial Strength

Metric
JKHY
V
FIS
Quick Ratio
0.781.001.14
Current Ratio
1.391.401.52
Interest Coverage
27.2336.23−9.88
Quick Ratio
JKHY
V
FIS

Profitability

Metric
JKHY
V
FIS
Return on Assets (Normalized)
14.79%21.51%5.17%
Return on Equity (Normalized)
24.28%49.69%12.86%
Return on Invested Capital (Normalized)
20.64%33.22%8.06%
Return on Assets
JKHY
V
FIS
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Information Technology Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Accenture PLC Class A
ACN
MjsfhmcjzKll$204.0 Bil
International Business Machines Corp
IBM
HlnHpsdrb$172.2 Bil
Fiserv Inc
FI
BvzzzfbNzbjvk$92.4 Bil
Infosys Ltd ADR
INFY
LzyzhkgrbQqrhxzz$85.6 Bil
Fidelity National Information Services Inc
FIS
YjwzqjhtCygdkc$43.0 Bil
Cognizant Technology Solutions Corp Class A
CTSH
HqfnwvdtWfzfctw$37.1 Bil
Wipro Ltd ADR
WIT
MtdyyjtwnNgycsln$35.0 Bil
Broadridge Financial Solutions Inc
BR
XvzypjqrZvfhsg$24.6 Bil
CGI Inc Class A
GIB
QlhzgyncTpvdlm$24.4 Bil

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