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First Capital Inc FCAP

Morningstar Rating
$28.55 +1.15 (4.20%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FCAP is trading at a 29% discount.
Price
$28.01
Fair Value
$31.83
Uncertainty
Very High
1-Star Price
$53.37
5-Star Price
$84.17
Economic Moat
Pyhv
Capital Allocation
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News

Trading Information

Previous Close Price
$27.40
Day Range
$27.5528.60
52-Week Range
$23.4338.00
Bid/Ask
$0.00 / $0.00
Market Cap
$95.75 Mil
Volume/Avg
7,049 / 1,454

Key Statistics

Price/Earnings (Normalized)
7.87
Price/Sales
2.26
Dividend Yield (Trailing)
3.85%
Dividend Yield (Forward)
3.85%
Total Yield
4.38%

Company Profile

First Capital Inc is the financial holding company of First Harrison Bank. Through its subsidiary, it operates as a federally-chartered savings bank that provides banking services to individuals and business customers across locations in America. The bank offers various loans which include residential loans, construction loans, commercial real estate loans and commercial business loans. It also provides consumer loans such as home equity and second mortgage loans, and automobile and truck loans.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
212

Comparables

Valuation

Metric
FCAP
MBCN
MBWM
Price/Earnings (Normalized)
7.8710.617.45
Price/Book Value
0.890.911.16
Price/Sales
2.262.672.70
Price/Cash Flow
5.158.896.80
Price/Earnings
FCAP
MBCN
MBWM

Financial Strength

Metric
FCAP
MBCN
MBWM
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
FCAP
MBCN
MBWM
Return on Assets (Normalized)
1.13%1.03%1.64%
Return on Equity (Normalized)
13.91%9.13%17.18%
Return on Invested Capital (Normalized)
Return on Assets
FCAP
MBCN
MBWM
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Banks - Regional Industry Comparables

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Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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USB
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PNC
PNC Financial Services Group IncYxzzqyvzvGgqvcg$62.2 Bil
ITUB
Itau Unibanco Holding SA ADRDsvyvpwFjzl$57.6 Bil
TFC
Truist Financial CorpYkfbsrcjRxsltg$52.0 Bil
MFG
Mizuho Financial Group Inc ADRCtvdddvMhbc$49.8 Bil
LYG
Lloyds Banking Group PLC ADRSffrxtwFzzxc$41.3 Bil
NWG
NatWest Group PLC ADRVzdRnxhh$33.1 Bil
DB
Deutsche Bank AGQlgbKjkt$31.8 Bil

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