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Open Lending Corp LPRO

Morningstar Rating
$5.06 +0.06 (1.20%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

LPRO is trading at a 31% discount.
Price
$4.95
Fair Value
$3.55
Uncertainty
Very High
1-Star Price
$19.23
5-Star Price
$9.22
Economic Moat
Wmbg
Capital Allocation
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News

Trading Information

Previous Close Price
$5.00
Day Range
$4.965.07
52-Week Range
$4.5411.88
Bid/Ask
$5.05 / $5.07
Market Cap
$602.90 Mil
Volume/Avg
15,380 / 459,188

Key Statistics

Price/Earnings (Normalized)
29.41
Price/Sales
5.17
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
6.26%

Company Profile

Open Lending Corp is engaged in providing automated lending services to financial institutions. The company offers loan analytics, risk-based pricing, risk modeling, and automated decision technology. Its Lenders Protection Program ("LPP") enables automotive lenders to make loans that are largely insured against losses from defaults.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
210

Comparables

Valuation

Metric
LPRO
OPRT
WRLD
Price/Earnings (Normalized)
29.4112.36
Price/Book Value
2.890.272.13
Price/Sales
5.170.421.63
Price/Cash Flow
21.090.293.22
Price/Earnings
LPRO
OPRT
WRLD

Financial Strength

Metric
LPRO
OPRT
WRLD
Quick Ratio
13.63
Current Ratio
14.08
Interest Coverage
2.74
Quick Ratio
LPRO
OPRT
WRLD

Profitability

Metric
LPRO
OPRT
WRLD
Return on Assets (Normalized)
7.73%−3.56%5.60%
Return on Equity (Normalized)
13.86%−26.89%16.23%
Return on Invested Capital (Normalized)
8.19%
Return on Assets
LPRO
OPRT
WRLD
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