Fiserv Earnings: Solid Results and an Increase in Expected Cost Reductions
Fiserv's third-quarter results showed some traction on the company's turnaround efforts, and management doubled its cost-reduction target.
Fiserv Inc FISV
Bulls Say, Bears Say
Bulls
The bank technology business is very stable, characterized by high amounts of recurring revenue and long-term contracts.
Bears
Since it was built through acquisitions, Fiserv has to maintain multiple core processing platforms, which could limit margins and hamper the quality of its offerings.
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Trading Information
- Previous Close Price
- $61.50
- Day Range
- $61.39–64.01
- 52-Week Range
- $43.89–70.39
- Bid/Ask
- $63.75 / $63.77
- Shares Outstanding
- 532.05M
- Market Cap
- $33.82B
- Volume/Avg
- 5M / 7M
Key Statistics
- Price/Earnings (Normalized)
- 10.40
- Price/Sales
- 1.58
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Dividend Payment Schedule
- —
- Total Yield
- 1.71%
Company Profile
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company’s revenue is generated internationally.
- Sector
- Technology
- Industry
- Information Technology Services
- Stock Style Box
- Mid Value
- Total Number of Employees
- 38,000
- Website
- https://www.fiserv.com
Competitors
Valuation
Metric | FISV | FIS | JKHY |
|---|---|---|---|
Price/Earnings (Normalized) | 10.40 | 3.45 | 26.61 |
Price/Book Value | 1.55 | 0.90 | 5.85 |
Price/Sales | 1.58 | 1.14 | 4.83 |
Price/Cash Flow | 6.20 | 3.73 | 14.41 |
Price/Earnings
FISV
FIS
JKHY
Financial Strength
Metric | FISV | FIS | JKHY |
|---|---|---|---|
Quick Ratio | 0.18 | 0.42 | 0.75 |
Current Ratio | 1.04 | 0.55 | 1.38 |
Interest Coverage | −1.40 | 2.99 | 109.13 |
Quick Ratio
FISV
FIS
JKHY
Profitability
Metric | FISV | FIS | JKHY |
|---|---|---|---|
Return on Assets (Normalized) | 5.01% | 7.99% | 15.83% |
Return on Equity (Normalized) | 15.76% | 20.80% | 23.01% |
Return on Invested Capital (Normalized) | 9.29% | 11.11% | 21.95% |
Return on Assets
FISV
FIS
JKHY
Information Technology Services Industry Comparables
1-Day Chart | Name | Price | Morningstar Rating for Stocks | Capital Allocation | Economic Moat | Market Cap |
|---|---|---|---|---|---|---|
| International Business Machines Corp IBM | LOCK|YG^vBys | LOCK|?WR& | $231B | |||
| Accenture PLC Class A ACN | LOCK|<fGt^>t | LOCK|@L%$< | $148B | |||
| Infosys Ltd ADR INFY | LOCK|CbbV%@$ | LOCK|vVsc | $50B | |||
| Cognizant Technology Solutions Corp Class A CTSH | LOCK|Bblj#? | LOCK|&!@$ | $28B | |||
| Broadridge Financial Solutions Inc BR | LOCK|rjWdfh | LOCK|p@ | $22B | |||
| Wipro Ltd ADR WIT | LOCK|Q<Jb$sy | LOCK|sK? | $21B | |||
| CGI Inc Class A GIB | LOCK|&!P$PF | LOCK|jX%jy | $17B | |||
| Fidelity National Information Services Inc FIS | LOCK|QSqnNd | LOCK|JTQ#^ | $15B | |||
| Jack Henry & Associates Inc JKHY | LOCK|tx#GXxHC | LOCK|<Pp | $12B |
United States