Fiserv Earnings: Solid Results and an Increase in Expected Cost Reductions
Fiserv's third-quarter results showed some traction on the company's turnaround efforts, and management doubled its cost-reduction target.
Fiserv Inc FISV
Bulls Say, Bears Say
Bulls
The bank technology business is very stable, characterized by high amounts of recurring revenue and long-term contracts.
Bears
Since it was built through acquisitions, Fiserv has to maintain multiple core processing platforms, which could limit margins and hamper the quality of its offerings.
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Trading Information
- Previous Close Price
- $62.74
- Day Range
- $60.80–63.87
- 52-Week Range
- $43.87–70.41
- Bid/Ask
- $62.00 / $62.75
- Shares Outstanding
- 532.05M
- Market Cap
- $33.46B
- Volume/Avg
- 10M / 7M
Key Statistics
- Price/Earnings (Normalized)
- 10.64
- Price/Sales
- 1.61
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Dividend Payment Schedule
- —
- Total Yield
- 1.67%
Company Profile
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company’s revenue is generated internationally.
- Sector
- Technology
- Industry
- Information Technology Services
- Stock Style Box
- Mid Value
- Total Number of Employees
- 38,000
- Website
- https://www.fiserv.com
Competitors
Valuation
Metric | FISV | FIS | JKHY |
|---|---|---|---|
Price/Earnings (Normalized) | 10.64 | 3.50 | 26.19 |
Price/Book Value | 1.59 | 0.91 | 5.78 |
Price/Sales | 1.61 | 1.15 | 4.75 |
Price/Cash Flow | 6.34 | 3.78 | 14.18 |
Price/Earnings
FISV
FIS
JKHY
Financial Strength
Metric | FISV | FIS | JKHY |
|---|---|---|---|
Quick Ratio | 0.18 | 0.42 | 0.75 |
Current Ratio | 1.04 | 0.55 | 1.38 |
Interest Coverage | −1.40 | 2.99 | 109.13 |
Quick Ratio
FISV
FIS
JKHY
Profitability
Metric | FISV | FIS | JKHY |
|---|---|---|---|
Return on Assets (Normalized) | 5.01% | 7.99% | 15.83% |
Return on Equity (Normalized) | 15.76% | 20.80% | 23.01% |
Return on Invested Capital (Normalized) | 9.29% | 11.11% | 21.95% |
Return on Assets
FISV
FIS
JKHY
Information Technology Services Industry Comparables
1-Day Chart | Name | Price | Morningstar Rating for Stocks | Capital Allocation | Economic Moat | Market Cap |
|---|---|---|---|---|---|---|
| International Business Machines Corp IBM | LOCK|pBK>JMp | LOCK|w<<<t | $232B | |||
| Accenture PLC Class A ACN | LOCK|$&z%!p | LOCK|g@!$ | $154B | |||
| Infosys Ltd ADR INFY | LOCK|@cHHl> | LOCK|gD!$ | $51B | |||
| Cognizant Technology Solutions Corp Class A CTSH | LOCK|b$#^>Q | LOCK|^dG! | $29B | |||
| Broadridge Financial Solutions Inc BR | LOCK|&K@$Bc< | LOCK|cP | $22B | |||
| Wipro Ltd ADR WIT | LOCK|W^!j<!$ | LOCK|D!S | $21B | |||
| CGI Inc Class A GIB | LOCK|jwj$V? | LOCK|mMf%> | $17B | |||
| Fidelity National Information Services Inc FIS | LOCK|<%%!#! | LOCK|^k#@g | $15B | |||
| Jack Henry & Associates Inc JKHY | LOCK|JyV@Wz#B | LOCK|gb | $12B |
United States