OSB Group PLC OSB

Morningstar Rating
GBX493.80 +2.00 (0.41%)
View Full Chart

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OSB is trading at a LOCK|vTgf#K premium.
Price
£4.94
Fair Value
LOCK|>XF!b!^
Uncertainty
LOCK|jRj
1-Star Price
LOCK|Nl<#GL
5-Star Price
LOCK|wt<&CNn
Economic Moat
LOCK|j$Y
Capital Allocation
—

Trading Information

Previous Close Price
GBX491.80
Day Range
GBX490.00–503.50
52-Week Range
GBX472.00–647.50
Bid/Ask
GBX0.00 / GBX0.00
Shares Outstanding
334.41M
Market Cap
GBX165.13B
Volume/Avg
2M / 1M

Key Statistics

Price/Earnings (Normalized)
6.53
Price/Sales
2.63
Dividend Yield (Trailing)
7.30%
Dividend Yield (Forward)
7.30%
Dividend Payment Schedule
May, Sep
Total Yield
15.89%

Company Profile

OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Value
Total Number of Employees
2,483

Valuation

Metric
OSB
Price/Earnings (Normalized)
6.53
Price/Book Value
0.81
Price/Sales
2.63
Price/Cash Flow
6.96
Price/Earnings
OSB

Financial Strength

Metric
OSB
Quick Ratio
—
Current Ratio
—
Interest Coverage
—
Quick Ratio
No chart available

Profitability

Metric
OSB
Return on Assets (Normalized)
0.95%
Return on Equity (Normalized)
14.07%
Return on Invested Capital (Normalized)
—
Return on Assets
OSB

Mortgage Finance Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Rocket Companies Inc Ordinary Shares Class A
RKT
LOCK|#LK>zc#LOCK|rryj>$30B
Federal National Mortgage Association Fannie Mae
FNMA
—LOCK|!$s$4B
PennyMac Financial Services Inc Class A
PFSI
—LOCK|&Wv$3B
OSB Group PLC
OSBGF
—LOCK|%v$$2B
Federal Home Loan Mortgage Corp
FMCC
—LOCK|hz$2B
Walker & Dunlop Inc
WD
—LOCK|s&$1B
MCAN Financial Group
MAMTF
—LOCK|&B?$608M
Velocity Financial Inc Ordinary Shares
VEL
—LOCK|^<#$574M
Dominion Lending Centres Inc Class A
BRLGF
—LOCK|%sHC<$450M
Atrium Mortgage Investment Corp
AMIVF
—LOCK|c@$386M

Sponsor Center