International Personal Finance PLC IPF
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- GBX 108.50
- Day Range
- GBX 108.00–112.00
- 52-Week Range
- GBX 98.20–134.50
- Bid/Ask
- GBX 0.00 / GBX 0.00
- Market Cap
- GBX 25.03 Bil
- Volume/Avg
- 130,788 / 336,398
Key Statistics
- Price/Earnings (Normalized)
- 0.05
- Price/Sales
- 0.37
- Dividend Yield (Trailing)
- 9.49%
- Dividend Yield (Forward)
- 9.49%
- Total Yield
- 9.52%
Company Profile
International Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and IPF Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines that customers access online.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Value
- Total Number of Employees
- 7,772
- Website
- https://www.ipfin.co.uk
Comparables
Valuation
|
Metric
|
IPF
|
NBS
|
MAB1
|
|---|---|---|---|
Price/Earnings (Normalized) | 0.05 | 0.85 | 23.48 |
Price/Book Value | 0.48 | 0.08 | 7.37 |
Price/Sales | 0.37 | 0.29 | 1.99 |
Price/Cash Flow | 2.94 | 0.66 | 25.05 |
Price/Earnings
IPF
NBS
MAB1
Financial Strength
|
Metric
|
IPF
|
NBS
|
MAB1
|
|---|---|---|---|
Quick Ratio | — | — | 0.23 |
Current Ratio | — | — | 0.59 |
Interest Coverage | — | — | 7.09 |
Quick Ratio
IPF
NBS
MAB1
Profitability
|
Metric
|
IPF
|
NBS
|
MAB1
|
|---|---|---|---|
Return on Assets (Normalized) | 4.41% | 0.62% | 10.22% |
Return on Equity (Normalized) | 11.06% | 10.97% | 26.95% |
Return on Invested Capital (Normalized) | — | — | 18.75% |
Return on Assets
IPF
NBS
MAB1
Credit Services Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
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