Skip to Content

H&T Group PLC HAT

Morningstar Rating
GBX 426.00 +11.00 (2.65%)
View Full Chart
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

HAT is trading at a 27% discount.
Price
GBP 405.87
Fair Value
GBP 744.63
Uncertainty
Very High
1-Star Price
GBP 512.46
5-Star Price
GBP 556.53
Economic Moat
Qmz
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if HAT is a good fit for your portfolio.

Trading Information

Previous Close Price
GBX 415.00
Day Range
GBX 417.00438.83
52-Week Range
GBX 335.00502.07
Bid/Ask
GBX 0.00 / GBX 0.00
Market Cap
GBX 18.48 Bil
Volume/Avg
28,614 / 73,643

Key Statistics

Price/Earnings (Normalized)
8.90
Price/Sales
0.84
Dividend Yield (Trailing)
3.98%
Dividend Yield (Forward)
3.98%
Total Yield
4.06%

Company Profile

H&T Group PLC is a UK-based company. The company provides pawnbroking services in the United Kingdom. It is also engaged in gold purchasing, and the retail sale of new and second-hand jewelry and watches, and gold scrap. Also, the company provides cheque-cashing services, and payday advances, which are short-term cash loans, prepaid debit cards, and foreign exchange currency services. The company offers its products and services through outlets and the Internet. Its segments include Pawnbroking, Gold Purchasing, Retail, Pawnbroking Scrap, Personal Loans, and Other Services. The company's majority of revenue is generated from Pawnbroking and Retail segments.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
1,549

Comparables

Valuation

Metric
HAT
EQLS
NBS
Price/Earnings (Normalized)
8.9019.390.85
Price/Book Value
1.044.560.08
Price/Sales
0.842.580.29
Price/Cash Flow
6.1313.160.66
Price/Earnings
HAT
EQLS
NBS

Financial Strength

Metric
HAT
EQLS
NBS
Quick Ratio
6.971.11
Current Ratio
8.951.36
Interest Coverage
11.4456.11
Quick Ratio
HAT
EQLS
NBS

Profitability

Metric
HAT
EQLS
NBS
Return on Assets (Normalized)
16.34%12.21%0.62%
Return on Equity (Normalized)
22.31%20.94%10.97%
Return on Invested Capital (Normalized)
18.37%18.01%
Return on Assets
HAT
EQLS
NBS
See how this stock stacks up to its competitors with Morningstar Investor

Credit Services Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
V
Visa Inc Class APmrthswzSwxpk$561.7 Bil
MA
Mastercard Inc Class AYxzcglkclDmmrt$431.4 Bil
AXP
American Express CoGttvgyjmVjf$170.5 Bil
PYPL
PayPal Holdings IncRvlwpxqcFxhtp$69.4 Bil
COF
Capital One Financial CorpZgvvydtgPpxks$55.6 Bil
DFS
Discover Financial ServicesWtnhqwnpZqqkxh$32.0 Bil
SYF
Synchrony FinancialYwswcbdzHfjd$17.4 Bil
ALLY
Ally Financial IncVqnyghyjcTgdnc$11.9 Bil
SOFI
SoFi Technologies Inc Ordinary SharesZgxmlyhysBmrkj$8.0 Bil
WU
The Western Union CoNhvtwfnxfWpqkmm$4.5 Bil

Sponsor Center