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Turkiye Garanti Bankasi AS GARAN

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

GARAN is trading at a 16% discount.
Price
TRY 76.68
Fair Value
TRY 79.83
Uncertainty
Very High
1-Star Price
TRY 486.79
5-Star Price
TRY 88.46
Economic Moat
Mxrb
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
387.55
Price/Sales
1.68
Dividend Yield (Trailing)
4.21%
Dividend Yield (Forward)
4.21%
Total Yield
3.94%

Company Profile

Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's strategy emphasizes customer service. The vast majority of its earning assets consist of loans, with a strong positioning in consumer loans, mortgages, and auto loans. The company loan portfolio is diversified across various industries, notably real estate and rental services, wholesale and retail trade, and the production industries.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Core
Total Number of Employees
21,878

Comparables

Valuation

Metric
GARAN
ISATR
GLCVY
Price/Earnings (Normalized)
387.55
Price/Book Value
1.37214,003.62
Price/Sales
1.68
Price/Cash Flow
1.75
Price/Earnings
GARAN
ISATR
GLCVY

Financial Strength

Metric
GARAN
ISATR
GLCVY
Quick Ratio
7.34
Current Ratio
7.90
Interest Coverage
31.24
Quick Ratio
GARAN
ISATR
GLCVY

Profitability

Metric
GARAN
ISATR
GLCVY
Return on Assets (Normalized)
4.91%3.79%24.85%
Return on Equity (Normalized)
44.63%39.85%40.95%
Return on Invested Capital (Normalized)
29.56%
Return on Assets
GARAN
ISATR
GLCVY
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRPpyhhhmQgs$82.2 Bil
ISNPY
Intesa Sanpaolo ADRZgnbzxyfHsv$68.4 Bil
USB
U.S. BancorpYbshqgyjWjd$63.9 Bil
PNC
PNC Financial Services Group IncMyrhjhdPrhlr$62.2 Bil
ITUB
Itau Unibanco Holding SA ADRVjhwhlwcwHmpph$56.4 Bil
TFC
Truist Financial CorpVgpvfvzwWhqnkkz$50.8 Bil
MFG
Mizuho Financial Group Inc ADRRlccttqHjzs$48.9 Bil
LYG
Lloyds Banking Group PLC ADRPnlfpdctSwxnsrg$40.8 Bil
DB
Deutsche Bank AGMdlgzBqhg$35.5 Bil
NWG
NatWest Group PLC ADRNjmYnn$31.5 Bil

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