Helia Group Ltd 0GI0
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- €2.54
- Day Range
- €2.50–2.52
- 52-Week Range
- €2.14–2.54
- Bid/Ask
- €0.00 / €0.00
- Market Cap
- €734.08 Mil
- Volume/Avg
- 0 / —
Key Statistics
- Price/Earnings (Normalized)
- 5.34
- Price/Sales
- 2.53
- Dividend Yield (Trailing)
- —
- Dividend Yield (Forward)
- —
- Total Yield
- 12.74%
Company Profile
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is a provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It’s regulated by the Australian Prudential Regulation Authority, or APRA, which requires it to meet minimum regulatory capital requirements.
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Stock Style Box
- Small Value
- Total Number of Employees
- 232
- Website
- https://www.helia.com.au
Comparables
Valuation
|
Metric
|
0GI0
|
RMC
|
LFS
|
|---|---|---|---|
Price/Earnings (Normalized) | 5.34 | 8.04 | 187.57 |
Price/Book Value | 1.08 | 0.88 | 0.97 |
Price/Sales | 2.53 | 2.16 | 1.25 |
Price/Cash Flow | — | 0.20 | 3.89 |
Price/Earnings
0GI0
RMC
LFS
Financial Strength
|
Metric
|
0GI0
|
RMC
|
LFS
|
|---|---|---|---|
Quick Ratio | — | — | 2.16 |
Current Ratio | — | — | 2.21 |
Interest Coverage | 3.84 | — | −2.32 |
Quick Ratio
0GI0
RMC
LFS
Profitability
|
Metric
|
0GI0
|
RMC
|
LFS
|
|---|---|---|---|
Return on Assets (Normalized) | 7.48% | 0.29% | 0.24% |
Return on Equity (Normalized) | 20.22% | 10.82% | 1.38% |
Return on Invested Capital (Normalized) | 18.35% | — | −5.72% |
Return on Assets
0GI0
RMC
LFS
Insurance - Specialty Industry Comparables
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Fidelity National Financial Inc
FNF
| Fdmbl | Pyyzv | $13.2 Bil | |||
| Assurant Inc
AIZ
| Fntlkhwfh | Fgk | $8.6 Bil | |||
| Medibank Private Ltd
MDBPF
| — | Vqwlcr | $6.7 Bil | |||
| Ryan Specialty Holdings Inc Class A
RYAN
| — | Gkzjybq | $6.2 Bil | |||
| Essent Group Ltd
ESNT
| — | Vjvpbv | $5.9 Bil | |||
| Axis Capital Holdings Ltd
AXS
| — | Yjzk | $5.8 Bil | |||
| First American Financial Corp
FAF
| Kvwpfnxq | Pwsm | $5.5 Bil | |||
| MGIC Investment Corp
MTG
| Hkwlxkczn | Vjz | $5.5 Bil | |||
| Beazley PLC
BZLYF
| — | Sxwngh | $5.4 Bil | |||
| Enact Holdings Inc
ACT
| — | Vqqdkv | $4.7 Bil |