Spar Nord Bank A/S SPNO
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- DKK 124.20
- Day Range
- DKK 123.60–125.20
- 52-Week Range
- DKK 100.10–129.20
- Bid/Ask
- DKK 124.80 / DKK 125.20
- Market Cap
- DKK 14.54 Bil
- Volume/Avg
- 136,852 / 141,318
Key Statistics
- Price/Earnings (Normalized)
- 5.99
- Price/Sales
- 2.58
- Dividend Yield (Trailing)
- 8.00%
- Dividend Yield (Forward)
- 8.00%
- Total Yield
- 10.25%
Company Profile
Spar Nord Bank A/S is a retail bank operating in Denmark. About half of the bank's presence is in North Jutland. The company mostly grew outside its home base via mergers and acquisitions. It caters to common households and local small and medium-sized enterprises. The company's strategy emphasizes personalization and financial technology. Most of the bank's income is net interest income, followed by net fees, charges, and commissions. The majority of the bank's loan portfolio is business lending. The bank's business loan portfolio is diversified among several industries, most notably financial services, real estate, trade, and agriculture, hunting, and forestry.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Core
- Total Number of Employees
- 1,694
- Website
- https://www.sparnord.com
Comparables
Valuation
|
Metric
|
SPNO
|
LASP
|
DAB
|
|---|---|---|---|
Price/Earnings (Normalized) | 5.99 | 5.11 | 9.21 |
Price/Book Value | 1.20 | 0.85 | 1.05 |
Price/Sales | 2.58 | 1.55 | 3.01 |
Price/Cash Flow | 5.32 | 4.38 | 6.91 |
Price/Earnings
SPNO
LASP
DAB
Financial Strength
|
Metric
|
SPNO
|
LASP
|
DAB
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
SPNO
|
LASP
|
DAB
|
|---|---|---|---|
Return on Assets (Normalized) | 1.94% | 1.49% | 1.97% |
Return on Equity (Normalized) | 20.94% | 17.53% | 12.46% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
SPNO
LASP
DAB
Banks - Regional Industry Comparables
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Ticker
|
Name
|
Morningstar Rating for Stocks
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Capital Allocation
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Economic Moat
|
Market Cap
|
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