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Banca Transilvania SA TLV

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

TLV is trading at a 8% discount.
Price
RON 28.37
Fair Value
RON 91.43
Uncertainty
Very High
1-Star Price
RON 53.12
5-Star Price
RON 99.56
Economic Moat
Qrbkrvc
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
Price/Sales
Dividend Yield (Trailing)
3.98%
Dividend Yield (Forward)
4.41%
Total Yield
3.98%

Company Profile

Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Core
Total Number of Employees
11,604

Comparables

Valuation

Metric
TLV
NONG
CBI
Price/Earnings (Normalized)
8.7613.25
Price/Book Value
1.930.630.55
Price/Sales
1.862.32
Price/Cash Flow
3.696.31
Price/Earnings
TLV
NONG
CBI

Financial Strength

Metric
TLV
NONG
CBI
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
TLV
NONG
CBI
Return on Assets (Normalized)
1.53%2.00%0.57%
Return on Equity (Normalized)
20.38%17.13%5.01%
Return on Invested Capital (Normalized)
Return on Assets
TLV
NONG
CBI
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
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ISNPY
Intesa Sanpaolo ADRQhdflrpxkLkqn$68.4 Bil
USB
U.S. BancorpFlsmmxtmxLysd$63.9 Bil
PNC
PNC Financial Services Group IncWhzsccfgQxhnm$62.2 Bil
ITUB
Itau Unibanco Holding SA ADRBbzgtlksNyvs$56.4 Bil
TFC
Truist Financial CorpQpnhznmfVbllhsc$50.8 Bil
MFG
Mizuho Financial Group Inc ADRRrbrkcgxNtj$48.9 Bil
LYG
Lloyds Banking Group PLC ADRZqwfnksjLpvgcr$40.8 Bil
DB
Deutsche Bank AGQfntvMwlcl$35.5 Bil
NWG
NatWest Group PLC ADRWgrbDclkv$31.5 Bil

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