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Spandana Sphoorty Financial Ltd 542759

Morningstar Rating
INR 800.00 +6.50 (0.82%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

542759 is trading at a 22% premium.
Price
INR 790.70
Fair Value
INR 767.54
Uncertainty
High
1-Star Price
INR 9,894.48
5-Star Price
INR 697.95
Economic Moat
Gwfyl
Capital Allocation
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Trading Information

Previous Close Price
INR 793.50
Day Range
INR 796.00813.30
52-Week Range
INR 607.001,243.10
Bid/Ask
INR 0.00 / INR 0.00
Market Cap
INR 57.04 Bil
Volume/Avg
9,233 / 25,043

Key Statistics

Price/Earnings (Normalized)
11.00
Price/Sales
2.56
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Spandana Sphoorty Financial Ltd is a rural-focused non-banking financial company with a geographically diversified presence in India. It offers income generation loans under the joint liability group model, predominantly to women from low-income households in rural areas. Further, it also offers, Gold loans, Interim loans, Loan against Property, and others. It has a single business segment which is financing. The company operates in India and generates key revenue from interest income.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Mid Core
Total Number of Employees
9,674

Comparables

Valuation

Metric
542759
531179
UJJIVAN
Price/Earnings (Normalized)
11.0011.397.87
Price/Book Value
1.553.801.92
Price/Sales
2.563.281.35
Price/Cash Flow
6.9622.764.87
Price/Earnings
542759
531179
UJJIVAN

Financial Strength

Metric
542759
531179
UJJIVAN
Quick Ratio
2,318.01177.27225.97
Current Ratio
2,318.01177.27225.97
Interest Coverage
Quick Ratio
542759
531179
UJJIVAN

Profitability

Metric
542759
531179
UJJIVAN
Return on Assets (Normalized)
4.87%
Return on Equity (Normalized)
16.40%
Return on Invested Capital (Normalized)
4.97%
Return on Assets
542759
531179
UJJIVAN
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