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Alfa Financial Software Holdings PLC ALFAl

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ALFAl is trading at a 436% premium.
Price
GBP 1.72
Fair Value
GBP 8.61
Uncertainty
High
1-Star Price
GBP 1.37
5-Star Price
GBP 1.76
Economic Moat
Rpfbrd
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
21.44
Price/Sales
5.05
Dividend Yield (Trailing)
0.69%
Dividend Yield (Forward)
0.75%
Total Yield
1.65%

Company Profile

Alfa Financial Software Holdings PLC provides software and services to the auto and equipment finance industries. Alfa Systems its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. An end-to-end solution with integrated workflow and automated processing using business rules, it provides compelling solutions to asset finance companies. The company generates a majority of its revenue from the United Kingdom and the rest from the United States, and other regions.
Sector
Technology
Industry
Software - Application
Stock Style Box
Small Core
Total Number of Employees
475

Comparables

Valuation

Metric
ALFAl
APTD
NET
Price/Earnings (Normalized)
21.4419.7826.33
Price/Book Value
10.063.023.75
Price/Sales
5.052.474.01
Price/Cash Flow
19.0820.7516.56
Price/Earnings
ALFAl
APTD
NET

Financial Strength

Metric
ALFAl
APTD
NET
Quick Ratio
1.341.041.15
Current Ratio
1.481.111.24
Interest Coverage
59.6011.69201.00
Quick Ratio
ALFAl
APTD
NET

Profitability

Metric
ALFAl
APTD
NET
Return on Assets (Normalized)
31.47%6.58%8.80%
Return on Equity (Normalized)
49.08%12.79%16.76%
Return on Invested Capital (Normalized)
48.79%10.80%14.21%
Return on Assets
ALFAl
APTD
NET
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