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Philippine National Bank PNB

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PNB is trading at a 587% premium.
Price
PHP 23.02
Fair Value
PHP 33.50
Uncertainty
High
1-Star Price
PHP 38.83
5-Star Price
PHP 77.77
Economic Moat
Frxzs
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
2.22
Price/Sales
0.65
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Philippine National Bank is engaged in providing financial services to corporations, small and medium markets, retail customers, and various government units and agencies. Its segments consist of the Retail Banking segment involves handling individual customer deposits, and providing consumer-type loans, credit card facilities, and fund transfer facilities; the Corporate Banking segment involves handling loans and other credit facilities and deposit accounts for corporate and institutional customers; Treasury segment involves providing money market, trading, and treasury services, and the management of the Group’s funding operations by use of Treasury bills, government securities; and Other Segments include trust, leasing, remittances, and other support services, etc.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
8,327

Comparables

Valuation

Metric
PNB
UBP
SECB
Price/Earnings (Normalized)
2.2210.876.22
Price/Book Value
0.190.590.40
Price/Sales
0.651.151.20
Price/Cash Flow
1.533.123.08
Price/Earnings
PNB
UBP
SECB

Financial Strength

Metric
PNB
UBP
SECB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PNB
UBP
SECB
Return on Assets (Normalized)
1.36%0.70%1.16%
Return on Equity (Normalized)
8.91%4.56%7.28%
Return on Invested Capital (Normalized)
Return on Assets
PNB
UBP
SECB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRLztchfthcTcfdb$88.9 Bil
ISNPY
Intesa Sanpaolo ADRTdgnzmprmLmnx$74.8 Bil
USB
U.S. BancorpRfdstcmrqLvrd$64.6 Bil
PNC
PNC Financial Services Group IncDthqdrcdYndfp$63.8 Bil
ITUB
Itau Unibanco Holding SA ADRZjngdwkhXdfk$59.1 Bil
TFC
Truist Financial CorpClxkwgqwClgpvk$53.5 Bil
MFG
Mizuho Financial Group Inc ADRJkvfdnpdvKqxc$51.1 Bil
LYG
Lloyds Banking Group PLC ADRDrhdrllpKrrst$44.3 Bil
NWG
NatWest Group PLC ADRZqrSsnx$35.9 Bil
DB
Deutsche Bank AGGfvrxCfkc$34.1 Bil

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