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Waterstone Financial Inc WSBF

Morningstar Rating
$11.59 +0.50 (4.51%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

WSBF is trading at a 27% discount.
Price
$11.16
Fair Value
$75.23
Uncertainty
Very High
1-Star Price
$17.66
5-Star Price
$9.85
Economic Moat
Hcf
Capital Allocation
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News

Trading Information

Previous Close Price
$11.09
Day Range
$11.0511.59
52-Week Range
$9.6215.56
Bid/Ask
$11.56 / $11.59
Market Cap
$230.84 Mil
Volume/Avg
49,769 / 56,276

Key Statistics

Price/Earnings (Normalized)
24.22
Price/Sales
1.75
Dividend Yield (Trailing)
5.94%
Dividend Yield (Forward)
5.48%
Total Yield
17.65%

Company Profile

Waterstone Financial Inc is a holding company. Through its subsidiaries, It operates in two segments: Community Banking and Mortgage Banking. The community banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the community banking segment.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
698

Comparables

Valuation

Metric
WSBF
FNLC
MBWM
Price/Earnings (Normalized)
24.228.556.70
Price/Book Value
0.631.011.07
Price/Sales
1.753.052.45
Price/Cash Flow
7.456.37
Price/Earnings
WSBF
FNLC
MBWM

Financial Strength

Metric
WSBF
FNLC
MBWM
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
WSBF
FNLC
MBWM
Return on Assets (Normalized)
0.43%1.06%1.67%
Return on Equity (Normalized)
2.54%13.04%17.83%
Return on Invested Capital (Normalized)
Return on Assets
WSBF
FNLC
MBWM
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRHtdrfyrHqvn$79.4 Bil
ISNPY
Intesa Sanpaolo ADRGglvvnbcnHgmhr$65.2 Bil
USB
U.S. BancorpNnkjcvnnWgbp$61.5 Bil
PNC
PNC Financial Services Group IncJghnqqzfKdcjpd$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRJjgwqwjZpv$55.4 Bil
MFG
Mizuho Financial Group Inc ADRYwdqlvrcHptbb$48.8 Bil
TFC
Truist Financial CorpCqfqvshpyTjvntd$47.7 Bil
LYG
Lloyds Banking Group PLC ADRJncgqrgchRgxzz$39.7 Bil
DB
Deutsche Bank AGSpkcrLrfgm$31.5 Bil
NWG
NatWest Group PLC ADRRldfbQdns$29.9 Bil

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