Bank of Communications Co Ltd Class H 03328

Stock XHKG Rating as of Nov 4, 2026

HK$8.63 +0.10 (1.17%)

As of Nov 5, 2026, 8:08:17 AM Delayed Price Closed

Company Report

BoCom Earnings: Net Interest Margin Improvement Offsets Fee Income Weakness

Iris Tan Nov 3, 2026

Bank of Communications', or BoCom's, nine-month revenue and net profit growth improved to 8% and 6%, respectively, from 7% and 4% in the first half.

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Price vs Fair Value

View History

03328 is trading at a LOCK|%!TtQ<X premium.

Price

HK$8.53

Nov 4, 2026

Fair Value

J.q

Sep 1, 2026

Uncertainty

LOCK|lzl!

1-Star Price: LOCK|.lB#
5-Star Price: LOCK|sq?
Economic Moat: LOCK|Ml
Capital Allocation: LOCK|$GQ%?Y

Bulls Say, Bears Say

Bulls

Bocom has a deep and entrenched foothold in the Yangtze River Delta, which is the most developed area of China's private economy. Its nearly 20% contribution to China’s gross domestic product makes it fertile ground for future loan growth.

Bears

Credit card loan quality remains under pressure, with the special mentioned loan ratio increasing to 4.2%, the highest level among all retail loan categories.

Trading Information

Previous Close Price: HK$8.53
Day Range: HK$8.43–8.66
52-Week Range: HK$6.35–8.80
Bid/Ask: HK$8.60 / HK$8.63
Shares Outstanding: 88.36B
Market Cap: HK$762.58B
Volume/Avg: 32M / 30M

Key Statistics

Price/Earnings (Normalized): 7.51
Price/Sales: 2.51
Dividend Yield (Trailing): 4.31%
Dividend Yield (Forward): 4.31%
Dividend Payment Schedule: Jan, Aug
Total Yield: 4.31%

Company Profile

Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.

Sector: Financial Services
Industry: Banks - Diversified
Stock Style Box: Large Value
Total Number of Employees: 97,932
Website: https://www.bankcomm.com

Competitors

Valuation

Metric	03328	601998	601988
Price/Earnings (Normalized)	7.51	7.29	9.12
Price/Book Value	0.54	0.66	0.79
Price/Sales	2.51	2.44	3.37
Price/Cash Flow	3.29	0.99	1.78

Price/Earnings

03328

601998

601988

Financial Strength

Metric	03328	601998	601988
Quick Ratio	—	—	—
Current Ratio	—	—	—
Interest Coverage	—	—	—

Quick Ratio

No chart available

Profitability

Metric	03328	601998	601988
Return on Assets (Normalized)	0.62%	0.69%	0.68%
Return on Equity (Normalized)	8.60%	9.56%	9.81%
Return on Invested Capital (Normalized)	—	—	—

Return on Assets