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Powszechny Zaklad Ubezpieczen SA PZU

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PZU is trading at a 3% discount.
Price
PLN 50.66
Fair Value
PLN 93.78
Uncertainty
High
1-Star Price
PLN 43.64
5-Star Price
PLN 41.99
Economic Moat
Lqt
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
7.55
Price/Sales
0.79
Dividend Yield (Trailing)
4.73%
Dividend Yield (Forward)
4.73%
Total Yield
4.73%

Company Profile

Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company’s main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny’s revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Stock Style Box
Mid Value
Total Number of Employees
388,000

Comparables

Valuation

Metric
PZU
PACIFIC1
ZVTG
Price/Earnings (Normalized)
7.5545.01
Price/Book Value
1.461.560.89
Price/Sales
0.791.150.54
Price/Cash Flow
6.459.30
Price/Earnings
PZU
PACIFIC1
ZVTG

Financial Strength

Metric
PZU
PACIFIC1
ZVTG
Quick Ratio
Current Ratio
Interest Coverage
2.8119.046.71
Quick Ratio
No chart available

Profitability

Metric
PZU
PACIFIC1
ZVTG
Return on Assets (Normalized)
2.80%1.50%0.44%
Return on Equity (Normalized)
45.26%8.60%2.00%
Return on Invested Capital (Normalized)
5.21%8.14%2.18%
Return on Assets
PZU
PACIFIC1
ZVTG
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Insurance - Property & Casualty Industry Comparables

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Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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TKOMY
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TKOMF
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TRV
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ALL
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PINXY
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PPCCF
PICC Property and Casualty Co Ltd Class HMtbg$29.1 Bil
WRB
WR Berkley CorpRnmqqyhhrfBfnhxhj$20.8 Bil
MKL
Markel Group IncFkjjlszsJcvw$18.7 Bil

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