Jack Henry & Associates Inc JKHY

Morningstar Rating
$143.84 +0.60 (0.42%)
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Company Report

A Steady Approach Has Benefited Jack Henry

Jack Henry remains committed to the idea that slow and steady wins the race. While larger peers built their leading positions in the bank technology space through a roll-up strategy and have since expanded their operations through mergers and acquisitions into areas outside of bank tech, Jack Henry historically built out its competitive position organically and remains focused on bank tech. We think this approach has allowed Jack Henry to develop a wide moat, and we think the company will continue to outperform its larger peers.

Price vs Fair Value

JKHY is trading at a LOCK|@&tNYt premium.
Price
$143.84
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

The bank technology business is very stable, characterized by high amounts of recurring revenue and long-term contracts.

Bears

Jack Henry's smaller size could put it at a disadvantage on the payments side, an area that continues to grow more important.

News

Articles & Videos

Trading Information

Previous Close Price
$143.24
Day Range
$142.93–147.34
52-Week Range
$121.04–193.39
Bid/Ask
$140.50 / $148.15
Shares Outstanding
70.11M
Market Cap
$10.08B
Volume/Avg
1M / 1M

Key Statistics

Price/Earnings (Normalized)
21.75
Price/Sales
4.07
Dividend Yield (Trailing)
1.68%
Dividend Yield (Forward)
1.70%
Dividend Payment Schedule
Mar, Jun, Sep, Dec
Total Yield
6.00%

Company Profile

Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
Sector
Technology
Industry
Information Technology Services
Stock Style Box
Small Core
Total Number of Employees
7,300

Competitors

Valuation

Metric
JKHY
FISV
FIS
Price/Earnings (Normalized)
21.756.205.49
Price/Book Value
4.910.901.06
Price/Sales
4.071.171.41
Price/Cash Flow
11.824.614.76
Price/Earnings
JKHY
FISV
FIS

Financial Strength

Metric
JKHY
FISV
FIS
Quick Ratio
0.660.180.42
Current Ratio
1.171.040.53
Interest Coverage
117.883.103.23
Quick Ratio
JKHY
FISV
FIS

Profitability

Metric
JKHY
FISV
FIS
Return on Assets (Normalized)
15.54%5.11%8.35%
Return on Equity (Normalized)
22.31%15.91%21.17%
Return on Invested Capital (Normalized)
21.33%9.72%11.43%
Return on Assets
JKHY
FISV
FIS

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1-Day Chart
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Morningstar Rating for Stocks
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