Horace Mann Educators Corp HMN

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

HMN is trading at a LOCK|rS!<C> premium.
Price
$44.94
Fair Value
LOCK|.rm%wP#
Uncertainty
LOCK|Jp$z
1-Star Price
LOCK|.!$@Y>Df
5-Star Price
LOCK|.TB%?p&v
Economic Moat
LOCK|>@N
Capital Allocation
—

News

Trading Information

Previous Close Price
—
Day Range
—–—
52-Week Range
—–—
Bid/Ask
— / —
Shares Outstanding
40.50M
Market Cap
—
Volume/Avg
— / —

Key Statistics

Price/Earnings (Normalized)
10.21
Price/Sales
1.11
Dividend Yield (Trailing)
3.18%
Dividend Yield (Forward)
3.20%
Dividend Payment Schedule
Mar, Jun, Sep, Dec
Total Yield
4.93%

Company Profile

Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Stock Style Box
Small Value
Total Number of Employees
1,800

Competitors

Valuation

Metric
HMN
AIG
ALL
Price/Earnings (Normalized)
10.219.124.97
Price/Book Value
1.210.971.80
Price/Sales
1.111.540.85
Price/Cash Flow
8.625.235.02
Price/Earnings
HMN
AIG
ALL

Financial Strength

Metric
HMN
AIG
ALL
Quick Ratio
———
Current Ratio
———
Interest Coverage
6.699.9844.22
Quick Ratio
No chart available

Profitability

Metric
HMN
AIG
ALL
Return on Assets (Normalized)
1.22%2.77%9.83%
Return on Equity (Normalized)
12.76%11.02%43.26%
Return on Invested Capital (Normalized)
6.90%8.99%32.79%
Return on Assets
HMN
AIG
ALL

Insurance - Property & Casualty Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Chubb Ltd
CB
LOCK|j<>t#%fLOCK|#Cj!B$128B
Progressive Corp
PGR
LOCK|MBF<wHBJLOCK|Hq@>?$122B
Tokio Marine Holdings Inc ADR
TKOMY
—LOCK|T!#<>g—$94B
Tokio Marine Holdings Inc
TKOMF
———$94B
The Travelers Companies Inc
TRV
LOCK|^^@gq&LOCK|>S^k$75B
Allstate Corp
ALL
LOCK|rK>!%@LOCK|W>$57B
The People's Insurance Co (Group) of China Ltd ADR
PINXY
—LOCK|@G^$48B
The People's Insurance Co (Group) of China Ltd Class H
PINXF
—LOCK|^?$48B
WR Berkley Corp
WRB
LOCK|@v?krpcBLOCK|q&y!$26B
Markel Group Inc
MKL
LOCK|hz#tXqnLOCK|d@$21B

Sponsor Center