Mark Miller

The current formula driving Social Security's cost-of-living adjustment is out of whack, says contributor Mark Miller. Here's what seniors can do to keep up.

In the wake of new legislation, contributor Mark Miller explains the phase-out of 'file-and-suspend' and looks at the valuable spousal-claiming techniques still available to married couples looking to maximize their benefits.

An unusual confluence of flat Social Security benefits and rising healthcare costs could turn up the pocketbook pressure on some seniors next year, writes contributor Mark Miller.

Premiums for top prescription-drug plans will rise an average of 8% in 2016, but there are opportunities to save, says contributor Mark Miller.

States may soon get the go-ahead on auto-IRA programs, but their impact on the retirement-savings landscape will be modest, says contributor Mark Miller.

QLACs offer longevity insurance in IRAs and 401(k)s, but will they catch on?

The program, which turns 50 this month, is at a crossroads.

A micro-enterprise can generate income without much risk.

If you're enrolled in Medicare--or will be in the years ahead--here's what you need to know.

A recent study offers food for thought on the best way to insure against the risk of high long-term care expenses.

Years of employment (and unemployment), wage inflation, a weighted insurance amount formula, mortality tables, and inflation adjustments all factor in.

Although concentrated ownership of company stock in retirement plans is less common than a few years ago, it's no less risky.