True investor protection involves proactively creating a predictable regulatory regime.
Despite lack of formal guidance, advisors will face scrutiny.
Investors should be aware of the lack of regulation.
We encourage the SEC to figure out which nudges and conflicts are problematic and avoid sweeping changes that could stifle savings.
Advisors can play a key role in popularizing annuities and providing greater retirement security.
Focused enforcement and small changes to the Instructions could go a long way toward empowering investors.
Old-fashioned tontines are a modern option to cut fees and manage retirement money.
Yes--but only if it is a good one.
Tackling obstacles on the path to retirement security.
Here are five areas to watch.
We lay out the trade-offs of various proposals.
It depends on how the money is used.
This is a great opportunity to empower investors, but Morningstar recommends doing more.
Investors should beware of the risks.
We still think they are a uniquely confusing and unsuitable investment for most investors.