Hal Ratner

More From Hal Ratner

Alternatives Could Be Coming to 401(k) Plans

The Department of Labor’s proposed rule addresses how fiduciaries should evaluate alternatives in 401(k) plans, granting choice and opening the door to new challenges for investors.

Hal Ratner Apr 6, 2026

Investing in Private Funds May Boost Some Retirement Results, Study Finds

A Morningstar Investment Management report offers early evidence that semiliquid structures may have a meaningful role to play in how retirement plans are designed.

Hal Ratner Nov 21, 2025

What Trump’s Removal of the Bureau of Labor Statistics Commissioner Will Mean for Investors

Interest rates, tax brackets, and Social Security payments all ride on independent oversight of US economic data.

Hal Ratner Aug 14, 2025

Is Private Market Investing Coming to Your 401(k)? Here’s What Trump’s Executive Order Could Mean for Investors

Retirement plans will face implementation challenges, but we see the growth potential.

Hal Ratner Aug 7, 2025

Are We Losing Ground?

Common measures of living standards miss the cyber economy.

Hal Ratner Dec 17, 2018

Replaced by Robots: Imagining the Impact on Labor Markets and Society

Human capital is under threat as robotics and automation increasingly encroach on the labor market.

Hal Ratner Aug 27, 2016

Will Robo-Advice Replace Human Advisors?

A holistic model—with human and machine working together—holds the promise of better financial outcomes for all.

Hal Ratner Mar 5, 2016

More About Hal Ratner

Hal Ratner is the head of research for Morningstar Investment Management. He and his team are responsible for researching, developing, and managing lifecycle investment services.

Before rejoining Morningstar in 2003, Ratner served as vice president of investments for San Francisco based mPower. He was chief investment officer of Morningstar Investment Management Europe and also worked as a portfolio manager and senior research consultant, co-managing $20 billion in mutual fund and variable insurance product assets for U.S.-based clients.

Ratner’s research has appeared in publications including the Journal of Portfolio Management, the Journal of Wealth Management, and the Journal of Indexes.

He holds a bachelor's degree from Antioch College and is a member of the Investment Analysts Society of Chicago.