Adam Zoll

Mistimed sales, Roth-conversion mistakes, and failing to plan for unforeseen events top readers' lists.

We look at the facts regarding why even students from wealthy families should fill out the FAFSA, the (remote) odds of getting a full-ride scholarship, and more.

Some readers favor the flexibility of a sprawling portfolio, while others prefer a simpler approach.

We explain the difference between residential and commercial issues, and agency and nonagency issues.

Readers cite diversification, inflation-hedging advantages as reasons to hold on.

College-savings plan assets must be withdrawn the same year expenses are incurred if you want to avoid taxes, penalty.

When it comes to overseas equities, many readers say they're staying put while others are adding to or subtracting from their exposure.

Benchmarking performance and watching key metrics are essential to evaluating whether your retirement holdings are doing their job.

Comparing your portfolio with a good target-date fund or a customized benchmark can help you determine how you're doing.

Readers explain how they return their portfolios to their target allocations, or why they don't bother.

A recent study suggests that more people than previously thought will require long-term care at some point but that their need will last for a shorter period of time.

Some funds that invest in other funds charge additional fees, and here's how you can tell.

Many agree with Morningstar's picks--with a few notable exceptions.

We answer reader inquiries about what happens when high schoolers take college courses, whether a transfer of ownership constitutes a gift, and more.

Price of oil, interest rates, and global developments seen as key themes for the year.

Readers have questions about these financial terms; we supply answers.