VTTHX – Fund Analysis – Vanguard Target Retirement 2035 Fund | Morningstar

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Will VTTHX outperform in the future?

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Process Pillar

The Process Pillar is our assessment of how sensible, clearly defined, and repeatable VTTHX’s performance objective and investment process is for both security selection and portfolio construction.
People Pillar

The People Pillar is our evaluation of the VTTHX management team’s experience and ability. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers.
Parent Pillar

The Parent Pillar is our rating of VTTHX’s parent organization’s priorities and whether they’re in line with investors’ interests.

Keeping calm and carrying on.

Senior Principal Jason Kephart

Jason Kephart

Senior Principal

Summary

As more target-date series tweak their approaches in reaction to market events, Vanguard Target Retirement stands out for its steadfast dedication to a straightforward, broadly diversified, and low-cost retirement solution, one that is a direct reflection of Vanguard's deep-rooted investment philosophy.

by Jason Kephart

Rated on Apr 25, 2026 Published on Apr 25, 2026

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