Retirement savers remain well served by the American Funds Target Date Retirement series. Competitive pricing (versus similarly distributed share classes), strong oversight, and a lineup of dependable underlying strategies collectively position the series to stay ahead of most peers.
American Funds 2065 Target Date Retirement Fund® Class R-3 RCPTX
- NAV / 1-Day Return 21.52 / +0.42 %
- Total Assets 7.4B
-
Adj. Expense Ratio
1.030%
- Expense Ratio 0.650%
- Distribution Fee Level Average
- Share Class Type Retirement, Medium
- Category Target-Date 2065
- Investment Style Large Blend
- Credit Quality / Interest Rate Sensitivity High/Moderate
- Status Open
- TTM Yield 0.27%
- Turnover 5%
USD | NAV as of Jun 10, 2026 | 1-Day Return as of Jun 10, 2026, 12:11 AM GMT+0
Morningstar’s Analysis RCPTX
Will RCPTX outperform in the future?
Get our overall rating based on a fundamental assessment of the pillars below.
People Pillar
The People Pillar is our evaluation of the RCPTX management team’s experience and ability. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers.
Parent Pillar
The Parent Pillar is our rating of RCPTX’s parent organization’s priorities and whether they’re in line with investors’ interests.
- Current Portfolio Date
- Equity Holdings —
- Bond Holdings —
- Other Holdings —
- % Assets in Top 10 Holdings 79.9
|
Top 10 Holdings
|
% Portfolio Weight
|
Market Value USD
|
Sector
|
|---|---|---|---|
American Funds New Perspective R6 | 10.01 | 629M | — |
American Funds SMALLCAP World R6 | 10.01 | 629M | — |
American Funds Fundamental Invs R6 | 8.98 | 564M | — |
American Funds Capital World Gr&Inc R6 | 8.18 | 514M | — |
American Funds New World R6 | 8.18 | 514M | — |
American Funds Washington Mutual R6 | 8.01 | 503M | — |
American Funds Growth Fund of Amer R6 | 7.18 | 451M | — |
American Funds Invmt Co of Amer R6 | 7.01 | 440M | — |
American Funds AMCAP R6 | 7.00 | 439M | — |
American Funds American Mutual R6 | 5.34 | 335M | — |
United States