American Funds Target Date Retirement series' impressive underlying funds, improved allocation capabilities, and generally low fees merit Morningstar Analyst Ratings of Silver for its cheapest share classes and Bronze or Neutral ratings for its pricier share classes.
Will RCITX outperform in future?
Get our overall rating based on a fundamental assessment of the pillars below.
The Process Pillar is our assessment of how sensible, clearly defined, and repeatable RCITX’s performance objective and investment process is for both security selection and portfolio construction.
The People Pillar is our evaluation of the RCITX management team’s experience and ability. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers.
The Parent Pillar is our rating of RCITX’s parent organization’s priorities and whether they’re in line with investors’ interests.