FI Institutional Group ESG Fixed Income Fund for Retirement Plans QDVBX Strategy

The investment seeks to outperform, net of fees and expenses, the return of the ICE BofA U.S. Broad Market Index. The fund seeks to achieve its objective by investing primarily in a diversified portfolio of fixed income and fixed income-related securities. Under normal circumstances, it invests at least 80% of its assets in bonds and other fixed income or fixed income-related securities that either (i) are subject to and meet the fund’s environmental, social and governance (“ESG”) guidelines at the time of investment or (ii) are not subject to the ESG guidelines because they are issued by non-corporate issuers.