Morningstar

Principal LifeTime 2030 Fund Class A PTCAX

Morningstar Medalist Rating
Medalist Rating as of | See Principal Investment Hub
  • NAV / 1-Day Return 15.00  /  −0.20 %
  • Total Assets 4.5B
  • Adj. Expense Ratio
    0.820%
  • Expense Ratio 0.320%
  • Distribution Fee Level Average
  • Share Class Type Front Load
  • Category Target-Date 2030
  • Investment Style Large Blend
  • Credit Quality / Interest Rate Sensitivity Medium/Moderate
  • Status Open
  • TTM Yield 2.36%
  • Turnover 32%

USD | NAV as of Jul 21, 2026 | 1-Day Return as of Jul 21, 2026, 12:11 AM GMT+0

Morningstar’s Analysis PTCAX

Will PTCAX outperform in the future?

Get our overall rating based on a fundamental assessment of the pillars below.

  • Process Pillar

    The Process Pillar is our assessment of how sensible, clearly defined, and repeatable PTCAX’s performance objective and investment process is for both security selection and portfolio construction.

  • People Pillar

    The People Pillar is our evaluation of the PTCAX management team’s experience and ability. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers.

  • Parent Pillar

    The Parent Pillar is our rating of PTCAX’s parent organization’s priorities and whether they’re in line with investors’ interests.

Underlying fund managers need to pull through.

Senior Analyst Hyunmin Kim

Hyunmin Kim

Senior Analyst

Summary

Capable asset allocators support the Principal Lifetime target-date series, yet under its new proprietary structure, the series’ underlying active fund managers have struggled to hold up their end.

by Hyunmin Kim
Rated on Published on

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Portfolio Holdings PTCAX

More PTCAX Holdings
  • Current Portfolio Date
  • Equity Holdings —
  • Bond Holdings —
  • Other Holdings —
  • % Assets in Top 10 Holdings 88.1
Top 10 Holdings
% Portfolio Weight
Market Value USD
Sector

Principal Core Fixed Income R6

27.81 1B
—

Principal Large Cap S&P 500 Index Inst

16.27 758M
—

Principal International Equity R-6

14.32 667M
—

Principal Short-Term Income Inst

5.56 259M
—

Principal High Yield R-6

4.53 211M
—

Principal Glb Emerging Markets R6

4.21 196M
—

Principal Equity Income Inst

4.16 194M
—

Principal Large Cap Value III Inst

3.87 180M
—

Principal Inflation Protection Inst

3.79 176M
—

Principal LargeCap Growth I R6

3.55 165M
—

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