Destinations International Equity Fund Class Z DIEZX

The investment seeks long term capital appreciation. The fund will invest at least 80% of its net assets (plus the amount of any borrowing for investment purposes) in equity securities. The fund's assets will primarily be invested in foreign equity securities, including emerging market and frontier market equity securities, of any capitalization. It is expected that, under normal market conditions, at least 40% of the fund's assets will be invested in the securities of companies that are tied economically to at least three countries outside the U.S.