Destinations Global Fixed Income Opportunities Fund Class Z DGFZX

The investment seeks to maximize total return. The fund will invest at least 80% of its net assets (plus the amount of any borrowing for investment purposes) in fixed income securities. It invests primarily in investment grade and non-investment grade debt, preferred stock, convertible bonds, bank loans, high yield bonds, municipal bonds and SPACs. The fund will invest in securities of various credit qualities and maturities. It is expected that, under normal market conditions, at least 40% of its assets will be invested in the securities of companies that are tied economically to at least three countries outside the U.S.